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The national median salary for Credit Analysts is $80,974 per year ($38.93/hr) according to the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2024. The middle 50% of earners make between $63,856 and $113,859 annually. Top earners at the 90th percentile reach $168,834 per year. There are approximately 67,370 credit analysts employed in the United States.
About This Role
BLS Standard Occupational Classification 2018
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Career Outlook
BLS Employment Projections · 2024-2034
10-year growth
-4.4%
Slower than average
Annual openings
4K
per year, on avg
Workforce today
68K
as of 2024
Why those openings exist
0% from new growth100% from people leaving the role
Most openings come from replacement, not growth. Retention matters more than recruiting here.
Typical entry requirements
Education
Bachelor's degree
Experience
None
On-the-job training
None
Industry Wage Breakdown
Top 5 industries by employment · median annual wage, sector-specific
Industry
Workforce
Median Pay
Credit Intermediation and Related Activities (5221 and 5223 only)
NAICS 5220A1
32K
$80,900
Nondepository Credit Intermediation
NAICS 522200
10K
$79,880
Management of Companies and Enterprises
NAICS 551100
8K
$81,730
Securities, Commodity Contracts, and Other Financial Investments and Related Activities
NAICS 523000
6K
$129,790
Business Support Services
NAICS 561400
1K
$112,130
Wage range across top 5 industries: $79,880 to $129,790 (62% spread)
Wage Percentiles
Hourly & annualized (2,080 hours)
Percentile
Hourly Rate
Annual Salary
P10
$25.45
$52,936
P25
$30.70
$63,856
P50MEDIAN
$38.93
$80,974
P75
$54.74
$113,859
P90
$81.17
$168,834
Market Context Signal
JOLTS · finance sector
Hot
Openings Rate
6.0%
Quits Rate
1.2%
Finance and Insurance openings surged to 428K (+98K) in March, pushing the openings rate to 6.0% -- the highest in any major sector. Quits ticked up to 1.2%. Demand for finance talent has reaccelerated sharply.
Frequently Asked Questions
What is the average credit analysts salary?
The national median salary for Credit Analysts is $80,974 per year ($38.93/hr) according to BLS OEWS May 2024 data. The middle 50% earn between $63,856 and $113,859 annually.
How much do top-earning credit analysts make?
The 90th percentile salary for Credit Analysts is $168,834 per year ($81.17/hr). The 75th percentile is $113,859 per year.
What is the entry-level salary for credit analysts?
Entry-level Credit Analysts (10th percentile) earn approximately $52,936 per year ($25.45/hr). The 25th percentile is $63,856 per year.
Wage figures on this page come from the U.S. Bureau of Labor Statistics (BLS) Occupational Employment & Wage Statistics (OEWS) survey, May 2024 release. OEWS surveys roughly 1.1 million establishments annually. It is the most comprehensive employer-reported wage dataset in the United States.
P10 through P90 percentiles represent the wage distribution across all surveyed employers (not self-reported by workers). Geographic adjustments use BLS-derived cost multipliers calibrated from regional wage variation.
Wages are estimates. Individual compensation depends on experience, education, employer size, industry, and negotiation. Use this as benchmark context, not absolute ground truth.
CompSignal is a free labor market intelligence tool built for HR, compensation, and talent acquisition teams. We make BLS data, the same primary source Mercer and Radford cross-reference in their paid surveys, searchable and actionable without an enterprise subscription.
Built and maintained by Falcon Incentives, a compensation strategy and incentive design consultancy.